Our Services
Comprehensive mortgage solutions tailored to your needs
From first-time buyers to refinancing, we offer competitive rates and flexible terms for your residential property needs.
Specialized financing for new construction projects with flexible draw schedules and competitive rates.
Personalized advice from a dedicated mortgage broker who understands your unique situation.
Access to multiple lenders and programs ensuring you get the best possible rates and terms.
Direct access to your mortgage specialist throughout the entire process. Your success is our priority.
Why Choose Hiedi
What sets Hiedi apart in the mortgage industry
Local Market Expertise
Deep knowledge of Kelowna and surrounding markets. Understanding local real estate trends, property values, and community dynamics to help you make informed decisions.
Personalized Approach
Every client is unique. Hiedi takes time to understand your specific situation, goals, and concerns to find the mortgage solution that works best for you.
Transparent Communication
No hidden fees or surprises. Hiedi explains every step of the process clearly, ensuring you understand your mortgage terms and options.
Multiple Lender Access
Access to a wide network of lenders and mortgage products. This means better rates, more options, and solutions tailored to your unique circumstances.
Ongoing Support
Your relationship doesn't end at closing. Hiedi provides ongoing support and is always available to answer questions or discuss refinancing opportunities.
Free Resources
Download helpful guides and tools to support your mortgage journey
A comprehensive checklist covering everything you need to prepare for your first home purchase, from documentation to financial preparation.
Analyze whether refinancing makes sense for your situation. This worksheet helps you compare current vs. new mortgage terms and potential savings.
Confused by mortgage terminology? This glossary explains common terms and concepts to help you understand your mortgage better.
About Hiedi Letiec
Hiedi is a dedicated mortgage broker specializing in residential and construction financing in the Kelowna area. With a passion for helping clients achieve their homeownership dreams, Hiedi combines personalized service with access to multiple lenders to ensure competitive rates and flexible terms.
Whether you're a first-time homebuyer, looking to refinance, or financing a new construction project, Hiedi works closely with you to understand your needs and find the perfect mortgage solution.
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Frequently Asked Questions
Common questions about mortgages and our services
Mortgage brokers like Hiedi have access to multiple lenders and can shop around to find you the best rates and terms. Banks typically only offer their own products, which may not be competitive or suitable for your situation.
Typically, the approval process takes 3-5 business days once all documentation is submitted. Hiedi works efficiently to get you answers quickly while ensuring all details are correct.
Generally, you'll need proof of income (pay stubs, tax returns), proof of employment, bank statements, and identification. Hiedi will provide a complete checklist tailored to your situation.
Yes, there are options available for those with less-than-perfect credit. Hiedi has access to lenders who work with various credit situations and can help you find a solution.
Pre-approval is a preliminary assessment of how much you can borrow based on your financial situation. It shows sellers you're a serious buyer and helps you understand your budget before house hunting.
Client Testimonials
What our clients say about working with Hiedi
"Team Heidi and Ash were most helpful every step of the way. Big compliments to Insight Mortgages! I would most certainly recommend them to any one! Thank you Heidi for making the dream come true!"
Jesse Jones
Kelowna Transaction • May 2025
"Hiedi is great! Very helpful. Answers all questions and helps in any way she can. Would use her again and recommend her to others."
Julisa Hendrickson
11 weeks ago
"Hiedi is very knowledgeable and a real 'go getter'. She works hard for her clients and helps them to feel at ease. Highly recommend!"
Dan Brown
21 weeks ago
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